Board Committees and Charters

	Audit Committee	Corporate Governance and Nomination Committee	Human Resources and Compensation Committee	Finance and Risk Management Committee
Pierre Beaudoin
Alain Bellemare
Joanne Bissonnette
Charles Bombardier
Martha Finn Brooks	Member			Co-Chair
Diane Fontaine
Diane Giard	Chair	Member
Anthony R. Graham	Member	Member
August W. Henningsen			Member	Co-Chair
Pierre Marcouiller	Member		Member
Douglas R. Oberhelman		Chair	Member
Vikram Pandit *		Member	Chair
Antony N. Tyler		Member		Member
Beatrice Weder di Mauro	Member			Member

* Mr. Pandit is also the Lead Director of the Board of Directors.